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Smart Money, Bright Future: Empowering Lives Through REAL Financial Education.

Badass Personal Credit

A lot of people have been brought up to believe that 'credit is bad' & that they should 'stay out of debt.' However, when it comes to financing a home or car, all of a sudden, credit becomes their priority. The truth is, in reality, personal credit touches every aspect of our lives. From securing preferred insurance rates to securing your next employer, EVERYONE is impacted by their credit profile on a daily basis.

As an entrepreneur, your personal credit impacts the growth of your business, & having the ability to use 'Other People's Money' to start & fund your business can be the difference between a financially thriving business & a business that fails due to lack of capital.

Our Badass Personal Credit Counseling Service takes the stress off of our clients with our COMPLIMENTARY credit restoration process.

Badass Business Credit

Once you've established your BADASS Personal Credit as an entrepreneur, you can start building BADASS Business Credit for your business. This means that you can leverage ‘Other People’s Money’ (OPM) to start financing your business needs.

Having access to sufficient funds can positively impact your business's overall cashflow enabling you to pay your expenses, invest in growth opportunities, or address any crazy unexpected financial challenges.

Our Badass Business Credit Counseling Service walks you step by step through the process of building your business's credit to get prepared for business funding.

Become Your Own Bank

Have you heard the term 'Become your own bank'? Well, that's what the Rockerfellers did and look where their family is today. The truth is, they haven't done anything that you & your family can't do.

One way to be your own banker, is to start your Legacy Bank by utilizing a specific type of whole life insurance plan that will allow you to borrow from the cash value after 30 days of starting the policy.

Imagine having your own "bank" that you could borrow from without needing to be approved to get access to the cash. Even better than that, you're able to earn interest on the cash value, even while you borrow the money & spend it on whatever you want. &, the terms of repayment back to your Legacy Bank, well, that is entirely in your control.

Interesting right? Want to know more?

Tangible Assets

How do you protect your buying power today & grow wealth for your family's future? Do what the wealthy do! They invest in precious metals. According to INC Magazine, some of the ways that the wealthy secures their wealth generation after generation, is to invest in gold & rare coins.

Investing in gold & silver bullion is a defensive strategy against inflation. We've all seen the outrageous prices for everyday goods & services keep rising. Bullion protects your buying power now & in the future.

However, investing in collectible gold & silver gives you & your family the ability to grow your wealth over time as these precious metals appreciate in value.

Helping you understand how these tangible assets can work to secure you & your family's financial future is exactly what we do.

Having the right resources from trusted sources empowers you on your journey while navigating your financial future. As an entrepreneur, protecting & growing your cashflow can be the difference between a thriving business & closing the doors for good.

As a family owned business, we understand the importance of collaboration. That's why we have partnered with these companies to provide needed trusted resources for our clients. These partners are the same trusted partners, we use for our own family & business.

Resources

Credit Monitoring

Be prepared & know your FICO Scores. Your credit scores can help determine if you qualify for a loan and what interest rates you receive.

Actively monitoring your credit allows you to stay on top of changes to your credit report during your credit restoration journey.


Identity Theft Protection

Identity theft protection is a must-have in our digital world, where cybercriminals constantly find new ways to steal our personal information. Get 24/7 monitoring, antivirus, fraud resolution, & $1 Million in insurance for complete peace of mind.

Tangible Assets

Have you noticed that your dollar doesn't buy as much as it used to? In an economic environment of "hyper inflation," how can you secure your financial future?

For thousands of years no matter what the economic climate, governments, financial institutions, & the wealthy have all used "Soundmoney" aka gold & silver to secure their financial futures over generations.

Business Resources

Business Credit

This Business Credit Plan allows you to not only monitor your own personal credit during your credit journey, but it also allows you to monitor your business credit score & will report to the business reporting agencies at the same time.

Affordable Payment Processing

Our Processing partners provide the tools you need to accept payments, online, in person, or on the go, with industry leading processing platforms with virtually 100% up-time.

Employee Retention Tax Credit

Business Owners can receive a refundable credit up to $5,000 per employee in 2020, and $7,000 per employee, per quarter (excluding the 4th quarter), in 2021
for qualified wages.

The total refund can total $26,000. This is NOT a loan. It is a refund check you can spend as you wish

© 2025 L Money Financial - All Rights Reserved

leza@lezamoney.com

(866) 941-4101

© 2025 L Money Financial - All Rights Reserved.